Baptism Table Decoration

MISE OF A NEW INCENTIVE FOR EIB enterprises that innovate

research and development relies on a new instrument of support made available by the EIB and the EU: the Risk Sharing Finance Facility. This is technically a facilitator for access to credit for firms that invest in product and process. For the first time the EIB, in addition to putting its stores, it also assumes the risk of default of the credit to 50%. The operations in Italy. To activate this tool in Italy, the Bank made a loan to the group Intesa Sanpaolo, which will operate through Mediocredito Italian, the instrument will be promoted under the name of "Intesa Sanpaolo Risk Sharing Facility (RSF). The agreement concluded, provides support for research and development takes place only in the form of financing in the medium term. The new instrument will finance research and development at a cost of between 2 and 25 million euro, with a minimum of 4 years and a maximum of 15 years. The funding may be sought only from financially sound, ie have a credit rating of not less than B. The project's research and development will be financed 100% if the Italian bank will bear the 50% co-financing. Can be successfully funded through the Facility tangible and intangible, and personnel costs, increases in working capital and other costs operativi relativi al progetto. A titolo esemplificativo sono ammissibili i costi relativi al personale direttamente impiegato nel progetto di ricerca (ricercatori e tecnici); l’acquisto di strumenti e attrezzature di ricerca nella misura e per il periodo in cui sono utilizzati per il progetto di R&S; le consulenze, le collaborazioni tecnico-scientifiche e le attività di ricerca contrattuale strettamente connesse al progetto come i servizi per l’innovazione tecnologica, organizzativa, commerciale, informatica ecc.; l’acquisizione di licenze per brevetti e software da fonti esterne e a prezzi di mercato, utilizzati esclusivamente ai fini dell’attività di ricerca e gli altri costi diretti collegati alla realizzazione dei progetti research including the costs of materials, supplies and similar products. The foundations and funds. The "Facility" Facility was developed by the EIB with the European Commission to extend the banks provide the basis for a higher risk financing for innovative projects in the field of technology platforms and research and development. More information about the Facility, may be obtained from the website of the Bei (Sub "Loans" - "Special instrument"). The amounts funded plans typically refer to R & D for three years. The advantages for using the tool are basically two. The first is to get a loan for which the costs are lower to market, whereas the EIB applies a very low spread to the bank and that the benefit must fall on the company using the funds. The second advantage is due to increased debt capacity, whereas there is a risk-sharing project by the EIB to assume the risk of any default of 50%. For help and advice or information, call: autonomielocali srl tel. 051334146, do info@autonomielocali.eu email or fax the coupon attached to the No 051334146

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